Guide: Planning for a longer life: Wellbeing tips and financial management strategies

Average life expectancies have increased significantly in recent years, both in the UK and the rest of the world. While people living longer is always good news, it also brings new challenges for your health and, crucially, your finances.

Maintaining your physical and mental wellbeing over a longer life requires more than just good luck. It involves making intentional choices about your diet, exercise, mental health, and lifestyle.

At the same time, increased longevity means your financial resources need to stretch further, and financial planning is an important part of ensuring you can enjoy later life without stress.

As well as practical wellbeing tips that could help you enjoy a longer retirement, this useful guide looks at how you might strengthen your financial security in the future. The guide explores some of the potential challenges that may arise, such as:

  • Living longer may mean you want to delay your retirement
  • Rising life expectancy could mean it’s more important to plan for care
  • Estate planning strategies may need to change if you’re planning for a longer life.

Download your copy here: Planning for a longer life: Wellbeing tips and financial management strategiesto find out how a longer life could affect your long-term plans.

If you’d like to talk to us about planning for a longer life, please get in touch.

Please note:

This article is for general information only and does not constitute advice. The information is aimed at retail clients only.

All information is correct at the time of writing and is subject to change in the future.

Approved by The Openwork Partnership on 10/07/2025.

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