Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream.
Your State Pension, along with other savings and investments, could provide the stability you need to support the retirement lifestyle you want.
However, there is a worrying lack of understanding about the State Pension among UK adults.
The Retirement Voice report published in April 2025 by Standard Life revealed that:
- 50% of UK adults don’t know how much they’ll receive in their State Pension
- 32% are unaware of their State Pension Age.
So, this useful guide explains the essential things you need to know about the State Pension, from when and how you can claim it to how the income it provides will increase during your retirement.
Download your copy here: Everything you need to know about the State Pension
If you have any questions about your State Pension entitlement and how it could supplement other sources of income in retirement, please get in touch.
Please note
This article is for general information only and does not constitute advice. The information is aimed at retail clients only.
All information is correct at the time of writing (September 2025) and is subject to change in the future.
HM Revenue and Customs’ practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
The Financial Conduct Authority does not regulate tax planning.
The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.
The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.
Workplace pensions are regulated by The Pensions Regulator.
Approved by The Openwork Partnership on 10/10/2025.
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